We go over your credit report with you to find negative items that are inaccurate, help you understand the process of credit repair, and prepare a plan of action with you to improve your credit.
We work with the credit bureaus and your creditors to challenge the negative report items that affect your credit score using our legal team.
Sit back and let us handle the work. You can see your client portal 24/7 for live status updates on improvements on your credit report.
We will do our best to maximize your results using our custom tactics on the bureaus so you can restore your credit and achieve your credit goals.
Credit Repair is actually the process of removing inaccurate, unfounded, out of date, false, and erroneous information from your credit report. Your credit report dictates your credit score. The 3 major credit bureaus collect information from lenders, creditors, and debt collectors and apply it to your credit report. Based on that information, your credit score is determined. This information could include the balances on loans or credit cards, credit inquiries, debt to income ratio, and most importantly, credit utilization (the percentage of debt you have to available credit)
We can only fight to remove any items that fall under the guidelines of the FCRA. These are items that should be removed due to being inaccurate, unfounded, out of date, false and/or erroneous.
Yes, credit repair is legal & we use the law in your favor. That law is called "The Fair Credit Reporting Act." The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediately. For items that disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified by not offer proof. It is our job to prepare documents that challenge this and we are very skilled at that.
Flexible Package
$149 One time enrollment fee
$99 Monthly recurring fee, 6 Months Contract
6 Rounds of disputes, Customer Service Support, 6 Monthly Updates, Credit Building Support.
Complete Package
$649 One time payment
Unlimited Disputes, Customer Service Support, Monthly Updates, Credit Building Support.
We accept Klarna & Credit Cards!
The client covers their own credit monitoring account. The cost for this service is $34.99/Mo which will be automatically debited from your account each month. This service is essential for keeping track of your credit score and ensuring that we are making effective progress in repairing your credit. If you agree to these terms, we can get started on improving your credit history. If you have any questions about the credit monitoring or how it works, feel free to ask. I'm here to help you every step of the way!
Transform Your Credit Today!
Hablamos Español
Email: support@bettercreditonline.com Phone: 877-287-9720
Open today | 09:00 am – 05:00 pm |
Last updated: SEPTEMBER, 2024
Better Credit Online, stands strongly behind our programs, therefore, the company stands behind its concrete NO RETURN, NO REFUND POLICY.
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